Andrea Owens has called Chapel Hill home since 1999. She is a proud North Carolina native and spent most of her formative years living in Raleigh and Charlotte. She has also lived all across the US. Prior to relocating back [...]
Buying Steps
STEPS TO BUYING A HOME:
Get pre-approved with your lender
View homes
Select a home
Review HOA Documents & Seller Disclosures
Negotiate your contract
Apply for your loan
Order and pay for the appraisal
Obtain inspections
Order survey if home sits on land
Negotiate repairs with seller
Set up homeowners insurance
Complete loan process
Loan submitted to underwriting
Possible request from lender for additional information
Back to underwriting
Final loan approval
Schedule Settlement with attorney
Attorney does title search
Order utility accounts switched into your name
Inspection of repairs
Lender sends loan documents to attorney
Attorney prepares loan documents and Settlement Statement
Final walk through, Settlement Day
Settlement meeting with attorney to sign loan documents
Lender sends attorney the funds for your loan
Documents are recorded, Closing occurs
Keys are delivered
WELCOME TO YOUR NEW HOME!