Home Buying Steps

STEPS TO BUYING A HOME:

Get pre-approved with your lender

View homes

Select a home

Review HOA Documents & Seller Disclosures

Negotiate your contract

Apply for your loan

Order and pay for the appraisal

Obtain inspections

Order survey if home sits on land

Negotiate repairs with seller

Set up homeowners insurance

Complete loan process

Loan submitted to underwriting

Possible request from lender for additional information

Back to underwriting

Final loan approval

Schedule Settlement with attorney

Attorney does title search

Order utility accounts switched into your name

Inspection of repairs

Lender sends loan documents to attorney

Attorney prepares loan documents and Settlement Statement

Final walk through, Settlement Day

Settlement meeting with attorney to sign loan documents

Lender sends attorney the funds for your loan

Documents are recorded, Closing occurs

Keys are delivered

WELCOME TO YOUR NEW HOME!